CAREfidence provides a proven 4-step process....

We will help you understand the need for LTC planning and clarify why answers to basic questions should be found in financial, retirement, estate, or risk management planning.  You will begin getting input from loved ones, putting your healthcare preferences in writing,  and drafting legal documents so decisions can be made should you or a loved one become incapacitated.  Then, we will move forward to quantify the risk you and your family face from the potential need for LTC. 

You and your spouse/partner or a loved one will complete a HALO Assessment to quantify the current and future cost of Healthcare In Retirement and LTC based on health, lifestyle, and family dynamics.  This will allow you or them to more easily see how and why this unfunded liability may be hiding on the personal balance sheet and needs to be addressed. 

After taking inventory of your savings and assets and evaluating health and insurability, it will be possible to determine ways to achieve the planning targets highlighted in the HALO Report and which of the four available ways to receive or pay for care LTC Plan is most appropriate and suitable.  If insurance should be considered for LTC Planning, we will provide Personalized Options for LTC Planning to illustrate the most competitive solutions that meet your specific HALO projected need, funding and underwriting parameters.

Quite Simply.....In whatever form it takes, you will complete the planning process and implement a Long-Term Care Plan.